Pension and Retirement Research





NIRS Report --- "Decisions, Decisions: Retirement Plan Choices for Public Employees and Employers" 
This National Institute on Retirement Security study describes how defined benefit (DB) retirement plans are instrumental to government employersí ability to attract and retain employees. The study proves: a) how DB plans are a primary factor in qualified employeesí decision to choose public service, b) why defined contribution plans like 401(k)s are not cost efficient, and c) that states mistakenly shift from DB to DC plans thinking they can save money.


 
NIRS Report --- "Pensionomics: Measuring the Economic Impact of State and Local Pension Plans" 
This National Institute on Retirement Security study analyzes data on state and local government pension plans from the U.S. Census Bureau to assess the overall economic impact of benefits paid by these plans to retirees. The study provides informative statistics, like the amount of assets held in state and local defined benefit plans, the amount of benefits paid to retired public sector employees, and the impacts that retirement benefits have on state economies.


 
NASRA Report --- NASRA State and Local Gov. Spending 
This report documents a finding that less than three percent of all state and local government spending was used to fund local public pension benefits in 2009. In addition, the report states that public retirement systems distributed more than $175 billion in pension benefits, an amount more than doubt that paid by taxpayers through their cityís employer contributions. For Texas, the report indicates that only 1.95% of all state and local government spending in 2008 were taxpayer contributions to public employee pensions


 
NCPERS Research --- NCPERS 10 Advantages of DB Plans 
This research paper provides the top 10 reasons that taxpayers should continue to view defined benefit plans as cost-effective means of attracting and retaining a public workforce.


 
Center on Budget and Policy Priorities: Misunderstandings Regarding State Debt, Pensions and Retiree Health Costs Create Unnecessary Alarm

 
CFA Institute: A Primer for Trustees

 
NIRS: Lessons from Well-Funded Public Pensions: An Analysis of Six Plans that Weathered the Financial Storm

 
Secure Choice Pensions as Proposed by NCPERs
Testimony by Hank Kim, Executive Director and Counsel for the National Conference on Public Employee Retirement Systems (NCPERS), to the United States Senate Subcommittee on Social Security, Pensions and Family Policy, regarding The Role of Social Security, Defined Benefits and Private Retirement Accounts in the Face of the Retirement Crisis.