Secure retirement benefits keep dedicated employees on the job, which is especially vital during natural disasters, says Max Patterson, executive director of the Texas Association of Public Employee Pension Systems.
On average, state and local government contributions to pensions made up less than 3 percent of all state and local direct general spending in Texas between 2006 and 2015, according to an updated issue brief from the National Association of State Retirement Administrators.
Technology is surely impacting traditional retailing, especially evident in the ways that consumers shop and how retailers deliver those goods. While technology is disrupting the sector and challenging retailers, the good news is that e-commerce and physical “brick-and-mortar” stores have formed a symbiotic relationship, creating a phy - gital (physical + digital) retail world.